Keep Driving Legally After a DUI Conviction
Get My Hardship-License SR-22 QuoteHow This Works
Select Your State
Each state uses different terminology and eligibility windows for DUI hardship licenses. Florida calls it Business Purpose Only, Texas uses Occupational License, Georgia issues a Limited Driving Permit.
Check Eligibility and Wait Periods
Most states require a 30-, 60-, or 90-day waiting period after a first-offense DUI before you can apply. Repeat offenders face longer wait times or permanent ineligibility in some states.
Secure Required Insurance
DUI convictions trigger SR-22 filing in most states, FR-44 in Florida and Virginia. Non-owner policies cover drivers without a registered vehicle and satisfy court-ordered filing requirements.
Our Data Sources
Everything we publish about state requirements, costs, and rules comes from official state records, not guesses or estimates.
- State Departments of Insurance. We pull coverage requirements, minimum liability limits, and reinstatement rules straight from each state’s Department of Insurance.
- State motor vehicle agencies and traffic codes. Violation rules, license suspension details, and SR-22 and FR-44 filing requirements come from state motor vehicle agencies and traffic codes.
State requirements vary by jurisdiction and are subject to change; consult your state’s Department of Insurance or motor vehicle agency before relying on this information.
SR-22 Insurance
SR-22 is a state-mandated filing proving you carry liability insurance, required after DUI, reckless driving, or license suspension. Filing periods range from 3 to 5 years depending on your state and violation.
FR-44 Insurance
FR-44 replaces SR-22 in Florida and Virginia for DUI offenders, requiring double the minimum liability limits. Florida mandates 100/300/50 coverage for FR-44 compliance, significantly higher than the state's standard 10/20/10 minimum.
Non-Owner SR-22
Non-owner SR-22 policies provide liability coverage and satisfy filing requirements if you don't own a vehicle.
Hardship License Insurance
Hardship license approval requires proof of insurance before the court or DMV will issue your restricted driving permit. Most states mandate SR-22 or FR-44 filing as a condition of hardship eligibility.
Ignition Interlock Insurance
Ignition interlock device installation is mandatory in 34 states for DUI hardship licenses, even on a first offense. Your insurance policy must cover the IID-equipped vehicle during the restricted license period.
Occupational License Insurance
Texas issues Occupational Driver Licenses to DUI offenders who need to drive for work, education, or essential household duties. You must maintain SR-22 filing and liability coverage for the full restriction period, typically 1 to 2 years.
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