Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama DUI Hardship License & SR-22 RequirementsAlabama requires 3-year SR-22 filing and 90-day wait for Limited Driving Permit after DUI. IID required. Rates $180–$650/mo. See what you need to reinstate.
Alaska cityscape and street view
Alaska DUI Hardship License: Can You Drive During Suspension?Alaska offers no hardship license after DUI. First offense: 90-day suspension, 12-month IID, 5-year SR-22 required. See reinstatement costs and SR-22 options.
Arizona cityscape and street view
Arizona DUI Hardship License & SR-22 Insurance GuideArizona requires 3-year SR-22 filing with 25/50/15 minimums after DUI. Special Restricted Licenses available 30 days post-conviction with ignition interlock. See costs and requirements.
Arkansas cityscape and street view
Arkansas DUI Hardship License & SR-22 RequirementsArkansas does not offer hardship licenses for DUI. SR-22 required for 3 years after reinstatement. First offense: 6-month suspension. See reinstatement steps.
California cityscape and street view
California DUI Hardship License & SR-22 Insurance CostsCalifornia requires 3-year SR-22 filing after DUI. Restricted license available immediately with IID. Average premium $180–$290/mo. See California requirements.
Colorado cityscape and street view
Colorado DUI Hardship License: SR-22 Cost & RequirementsColorado requires 3-year SR-22 filing with 25/50/25 minimums after DUI. Premiums run $180–$280/mo. Ignition interlock mandatory for high BAC. Apply immediately.
Connecticut cityscape and street view
Connecticut DUI Hardship License & SR-22 RequirementsConnecticut requires 45-day wait, ignition interlock, and 3-year SR-22 filing for DUI hardship permits. Special Operator's Permit allows work, school, and medical driving.
Delaware cityscape and street view
Delaware DUI Hardship License & SR-22 RequirementsDelaware does not offer hardship licenses for DUI suspensions. SR-22 filing is required for 3 years. Most drivers pay $180–$280/month for coverage.
Florida cityscape and street view
Florida Hardship License After DUI — FR-44 & CostsFlorida requires FR-44 filing with 100/300/50 limits for DUI hardship licenses. Apply immediately after conviction with IID and DUI school complete. See FR-44 costs and Business Purpose Only License steps.
Georgia cityscape and street view
Georgia DUI Hardship License: Costs & RequirementsGeorgia allows Limited Driving Permits 120 days after a first DUI with SR-22 filing and ignition interlock required. Monthly costs run $180–$280. See what Georgia requires.
Hawaii cityscape and street view
Hawaii DUI Hardship License Guide & SR-22 RequirementsHawaii does not offer hardship licenses for DUI offenders. First offense suspends your license 90 days minimum. SR-22 required for 3 years after reinstatement. See reinstatement steps and costs.
Idaho cityscape and street view
Idaho Hardship License After DUI: Requirements & CostsIdaho requires 30-day wait, SR-22 filing, and ignition interlock for all DUI hardship licenses. Application through ITD takes 7–10 days. See restricted license requirements.
Illinois cityscape and street view
Illinois Hardship License After DUI: RDP & SR-22 RulesIllinois requires SR-22 for 3 years and BAIID installation to get a Restricted Driving Permit after DUI. No wait period for first offense. See RDP rules and costs.
Indiana cityscape and street view
Indiana DUI Hardship License: SR-22 & Permit GuideIndiana allows hardship license applications 30 days after DUI suspension. Requires SR-22 filing, ignition interlock, and BMV hearing. See what you need to apply.
Iowa cityscape and street view
Iowa DUI Hardship License & SR-22 Insurance CostsIowa requires 2-year SR-22 filing after DUI. Temporary restricted licenses available 30 days post-suspension. Premiums run $180–$280/mo. See Iowa DOT requirements.
Kansas cityscape and street view
Kansas DUI Hardship License: Cost, SR-22 & EligibilityKansas DUI offenders can apply for Restricted License after 30 days for first offense. Requires SR-22 filing for 1 year, proof of employment, and alcohol treatment completion.
Kentucky cityscape and street view
Kentucky DUI Hardship License Guide – Costs & SR-22Kentucky DUI hardship available 30 days after suspension. Requires SR-22 for 3 years, ignition interlock, and court approval. See requirements and costs.
Louisiana cityscape and street view
Louisiana Hardship License After DUI: SR-22 & CostsLouisiana requires SR-22 filing for 3 years after DUI, with 15/30/25 minimums. Hardship licenses available after 30 days with IID installation. See requirements and costs.
Maine cityscape and street view
Maine DUI SR-22 Insurance – Rates & Filing RulesMaine requires 3-year SR-22 filing after DUI with 50/100/25 minimums. No hardship license available. Rates start at $140/month. See carrier options.
Maryland cityscape and street view
Maryland Hardship License After DUI: Costs & RequirementsMaryland does not offer hardship licenses for DUI offenders. SR-22 filing required for 3 years post-reinstatement. First offense suspension: 45–90 days.
Massachusetts cityscape and street view
Massachusetts Hardship License After DUI – Costs & RequirementsMassachusetts requires 90-day wait, SR-22 filing for 5 years, and ignition interlock for all DUI hardship licenses. See what the RMV requires and find SR-22 carriers that write post-DUI policies.
Michigan cityscape and street view
Michigan DUI Hardship License & SR-22 Insurance GuideMichigan allows immediate hardship license applications after DUI suspension. SR-22 filing required for 3 years, IID mandatory all offenses. See costs and requirements.
Minnesota cityscape and street view
Minnesota DUI SR-22 & B-Card License GuideMinnesota requires 3-year SR-22 filing and ignition interlock for all DUI convictions. B-card eligibility opens immediately for first offense. Rates run $180–$280/mo.
Mississippi cityscape and street view
Mississippi Hardship License After DUI: SR-22 & CostsMississippi requires 3-year SR-22 filing with 25/50/25 minimums after DUI. Restricted License available after 30-90 day wait, ASEP completion, and $150 application fee.
Missouri cityscape and street view
Missouri DUI Hardship License: SR-22 & CostsMissouri allows immediate hardship license petitions after DUI with SR-22 filing, IID install, and SATOP enrollment. 5-year SR-22 period. See court requirements and premiums.
Montana cityscape and street view
Montana DUI Hardship License & SR-22 Insurance CostsMontana allows immediate hardship license applications after DUI with SR-22 insurance at $140–$220/mo, ignition interlock, and 3-year filing. See costs and restrictions.
North Carolina cityscape and street view
NC Hardship License After DUI: SR-22 & Permit GuideNorth Carolina requires 30/60/25 SR-22 for 3 years after DUI. Limited Driving Permit available 30 days post-conviction with IID. See NC requirements.
Nebraska cityscape and street view
Nebraska DUI Hardship License & SR-22 Insurance CostsNebraska offers Ignition Interlock Permits with no wait for first-offense DUI. SR-22 required 3 years, IID install within 15 days. See rates and requirements.
Nevada cityscape and street view
Nevada DUI Hardship License: SR-22 & Restricted DrivingNevada DUI offenders wait 45 days (first offense) or 90 days (second offense) to apply for restricted license. All cases require SR-22 and ignition interlock. See requirements and costs.
New Mexico cityscape and street view
New Mexico Hardship License After DUI: SR-22 & CostsNew Mexico requires 3-year SR-22 filing with 25/50/10 minimums after DUI. Ignition Interlock License available immediately. See what New Mexico requires.
New York cityscape and street view
New York DUI Hardship License & SR-22 Insurance CostsNew York requires 25/50/10 minimum coverage and 3-year SR-22 filing after DUI. Conditional license available 30 days post-suspension. See what you'll pay.
New Hampshire cityscape and street view
NH DUI Hardship License & SR-22 Insurance Cost GuideNew Hampshire requires 3-year SR-22 after DUI with 9–24 month suspension. Conditional Restoration available after 30–90 days. SR-22 costs $120–$215/mo. See eligibility rules.
New Jersey cityscape and street view
NJ Hardship License After DUI: No Work Permit AvailableNew Jersey does not permit hardship licenses for DUI — full 90–180 day suspension required. SR-22 filing costs $3,800–$7,200 over 3 years with ignition interlock.
North Dakota cityscape and street view
North Dakota DUI Insurance Costs & SR-22 RequirementsNorth Dakota requires 3-year SR-22 filing after DUI with 25/50/25 minimums. No hardship license available — full suspension required. See post-DUI rates and reinstatement steps.
Ohio cityscape and street view
Ohio Hardship License After DUI: SR-22 & IID RequirementsOhio requires 15-day wait, SR-22 filing, and ignition interlock for hardship driving after DUI. Occupational License allows work, medical, and treatment travel. See what you need.
Oklahoma cityscape and street view
Oklahoma DUI Hardship License: SR-22 & IID RequirementsOklahoma Modified Driver License available immediately after DUI with SR-22 and IID proof. First offense requires 3-year filing and 330-day interlock minimum.
Oregon cityscape and street view
Oregon DUI Hardship License: SR-22 & IID RequirementsOregon requires SR-22 filing with 25/50/20 minimums for 3 years after DUI. Most first-offense drivers qualify for immediate hardship license with 1-year ignition interlock. See what Oregon DMV requires.
Pennsylvania cityscape and street view
Pennsylvania DUI Hardship License & SR-22 RequirementsPennsylvania requires SR-22 for 1 year after first DUI, 3 years after second. Occupational Limited License available after 60 days for first offense. See filing requirements and costs.
Rhode Island cityscape and street view
Rhode Island DUI SR-22 Insurance & Hardship License GuideRhode Island requires 3-year SR-22 filing and ignition interlock for DUI convictions. Hardship licenses available after 30-day suspension. Rates start $145/month. See RI filing requirements.
South Carolina cityscape and street view
SC Hardship License After DUI: SR-22 Costs & RequirementsSouth Carolina requires 3-year SR-22 filing and ignition interlock for all DUI offenses. Route Restricted License available immediately. See what you need to apply.
South Dakota cityscape and street view
South Dakota Hardship License After DUI: SR-22 & CostsSouth Dakota requires 3-year SR-22 filing and offers limited hardship license access for DUI offenders. Court petition required. See costs, timelines, and how to file.
Tennessee cityscape and street view
Tennessee DUI: No Hardship License, SR-22 RequiredTennessee does not offer hardship licenses for DUI offenders. You face 1–2 year mandatory suspension, 3-year SR-22 filing, and $140–$280/mo insurance. See reinstatement path and costs.
Texas cityscape and street view
Texas Hardship License After DUI: ODL Costs & SR-22Texas DUI offenders can petition for an Occupational Driver License after completing the DWI program and filing SR-22 for 3 years. See ODL costs and requirements.
Utah cityscape and street view
Utah DUI Hardship License: SR-22 & IID RequirementsUtah allows Limited Driver License applications immediately after first DUI but requires 3-year SR-22 filing and IID proof. Processing takes 30-45 days. See costs and eligibility rules.
Vermont cityscape and street view
Vermont DUI Hardship License: Not Available After DUIVermont does not offer hardship licenses for DUI offenders. First offense: 90-day suspension, 5-year SR-22 filing required. See reinstatement costs and timelines.
Virginia cityscape and street view
Virginia Hardship License After DUI: SR-22 & CostsVirginia requires 3-year SR-22 filing after DUI. Restricted license applications take 30–45 days. See ignition interlock rules and cost breakdown.
Washington cityscape and street view
Washington Hardship License After DUI | SR-22 & CostsWashington requires 3-year SR-22 filing and ignition interlock for all DUI convictions. Most drivers pay $140–$220/mo. Learn hardship license eligibility and how to file.
Wisconsin cityscape and street view
Wisconsin DUI Hardship License Cost & RequirementsWisconsin allows immediate occupational license applications after first DUI with SR-22 for 3 years and mandatory ignition interlock. See rates, application steps, and eligibility rules.
West Virginia cityscape and street view
WV DUI Hardship License & SR-22 Insurance RequirementsWest Virginia requires 3-year SR-22 filing with 25/50/25 minimum liability after DUI. Hardship License eligible after 30 days and Safety Program completion. See costs and how to apply.
Wyoming cityscape and street view
Wyoming DUI Hardship License & SR-22 Filing GuideWyoming requires 3-year SR-22 filing with 25/50/20 minimums after DUI. First-offense Probationary License eligibility starts 30 days post-conviction. See requirements and costs.