Utah Hardship License After DUI: Eligibility & SR-22
Utah requires 30/65/25 liability coverage and is a no-fault state.
Get My Hardship-License SR-22 QuoteUtah at a Glance
30/65/25
Minimum liability limits, in thousands of dollars (per person / per accident / property)
No-fault
Each driver's own policy pays their injuries first, whoever caused the crash
Required
PIP coverage must be on every policy
$40
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Utah
Utah operates under a traditional fault-based liability system and requires all drivers to carry proof of insurance. The Utah Driver License Division administers hardship license programs for DUI offenders, requiring SR-22 filing verification before any limited driving privilege is granted. Utah code 41-12a-402 mandates continuous SR-22 coverage for three years following most DUI convictions.
SR-22 Insurance
Non-Owner SR-22
Ignition Interlock Insurance
Liability Insurance
What Drivers Pay in Utah
$177–$384/mo
Typical monthly rate in Utah, high-risk drivers after a DUI
Rate data: ValuePenguin and Insurify, 2026
What Affects Your Rate
- Time since conviction — carriers in Utah begin reducing DUI surcharges after 3 years but the conviction remains ratable for 10 years
Drive Legally on Your Restricted License
Get My Hardship-License SR-22 QuoteIf your license is suspended
Hardship Limited License
A restricted license is available while suspended.
A coverage lapse is reported
The state can act when your insurance lapses.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
Can I get a hardship license immediately after a DUI in Utah?
Utah allows immediate application for a Limited Driver License after most first-offense DUI suspensions, but the Driver License Division requires proof of SR-22 filing and ignition interlock installation before approval. Processing typically takes 30-45 days from the date you submit a complete application including IID verification, so the practical timeline is 4-7 weeks after conviction, not same-day approval.
How long does Utah require SR-22 filing after a DUI?
Utah mandates three years of continuous SR-22 filing for most first-offense DUI convictions, measured from the date your SR-22 is filed with the Driver License Division, not the conviction date. Second-offense DUI or aggravated DUI convictions may trigger longer filing periods. If your policy lapses at any point during the three years, your license is automatically re-suspended.
Does Utah require ignition interlock for a first DUI?
Utah requires ignition interlock device installation for all first-offense DUI convictions with BAC at or above .16, for refusal cases, and for all accidents involving injury. BAC between .08 and .15 on a first offense typically does not trigger mandatory IID, but the court may order it as a condition of probation. Any Limited Driver License application requires IID installation regardless of BAC level.
Can I drive to work with a Utah Limited Driver License?
Yes, Utah's Limited Driver License permits driving to and from work, during work hours if your job requires driving, and for up to one hour before and after your shift for work-related errands. The license also covers travel to school, medical appointments, court-ordered DUI treatment, ignition interlock servicing, and grocery shopping once per week. Driving outside approved purposes while on a Limited Driver License triggers license revocation and possible criminal charges.
What happens if my SR-22 insurance lapses in Utah?
If your SR-22 insurance policy lapses or is cancelled for any reason, your carrier is required to notify the Utah Driver License Division within 10 days. The state immediately re-suspends your license and any Limited Driver License you hold is revoked. You must obtain new SR-22 coverage, pay a reinstatement fee, and reapply for the Limited Driver License — the three-year SR-22 filing clock does not restart, but gaps add administrative complications and potential additional fees.
Coverage Types
SR-22 Insurance
SR-22 is a certificate proving you carry liability insurance, filed directly by your carrier with the Utah Driver License Division. Required for three years after most DUI convictions.
Non-Owner SR-22
Non-owner SR-22 satisfies Utah's filing requirement when you don't own a vehicle. Covers you when driving borrowed or rented vehicles.
Ignition Interlock Insurance
Insurance coverage for vehicles equipped with court-ordered ignition interlock devices. Required endorsement language on your policy.
Hardship License Insurance
Insurance meeting state requirements for restricted driving privileges during a DUI suspension. Must include SR-22 filing and proof of continuous coverage.
High-Risk Auto Insurance
Policies written by carriers specializing in drivers with DUI convictions, major violations, or suspended licenses. Higher premiums but willing to write coverage standard carriers reject.