Minnesota Hardship License After DUI
Minnesota requires 30/60/10 liability coverage and is a no-fault state.
Get My Hardship-License SR-22 QuoteMinnesota at a Glance
30/60/10
Minimum liability limits, in thousands of dollars (per person / per accident / property)
No-fault
Each driver's own policy pays their injuries first, whoever caused the crash
Required
PIP and Uninsured motorist coverage must be on every policy
$30
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Minnesota
Minnesota operates under a no-fault insurance system, which means your Personal Injury Protection (PIP) coverage pays your medical bills regardless of who caused the accident. The state requires proof of insurance at registration and after any DUI conviction triggering license revocation. Minnesota Department of Public Safety issues a B-card (restricted license) after DUI conviction if you meet ignition interlock and SR-22 filing requirements.
SR-22 Filing
Liability Insurance
Personal Injury Protection (PIP)
Uninsured Motorist Coverage
What Drivers Pay in Minnesota
$223–$491/mo
Typical monthly rate in Minnesota, high-risk drivers after a DUI
Rate data: ValuePenguin and Insurify, 2026
Drive Legally on Your Restricted License
Get My Hardship-License SR-22 QuoteIf your license is suspended
Limited license (work permit)
A restricted license is available while suspended.
A coverage lapse is reported
The state can act when your insurance lapses.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
How long does SR-22 filing last after a DUI in Minnesota?
Minnesota requires SR-22 filing for 3 years after DUI conviction, measured from the conviction date, not the license reinstatement date. Any lapse in coverage during the 3-year period restarts the clock and triggers immediate B-card suspension. The filing requirement continues even after full license reinstatement until the 3-year period expires.
Can I get a B-card restricted license immediately after a DUI in Minnesota?
Yes, Minnesota allows B-card application immediately after first-offense DUI conviction with no waiting period, but you must install an ignition interlock device and obtain SR-22 filing before the Department of Public Safety issues the B-card. Second-offense DUI requires a 90-day wait and completion of intensive DUI programming before B-card eligibility opens.
What happens if my SR-22 lapses during the B-card period in Minnesota?
SR-22 filing lapse triggers immediate B-card cancellation and restarts both the license revocation period and the 3-year SR-22 filing clock. Minnesota carriers notify the Department of Public Safety within 24 hours of policy cancellation, and you receive a notice of B-card suspension within 3–5 days requiring immediate cessation of driving.
What driving is allowed on a Minnesota B-card after DUI?
Minnesota B-cards authorize driving to and from work, school, ignition interlock service appointments, court-ordered DUI programs, medical appointments, and religious services. The B-card restricts hours to necessary travel time only, and driving outside approved purposes triggers B-card revocation and criminal charges for driving after revocation.
Coverage Types
B-Card Restricted License
Minnesota's B-card allows driving to work, school, ignition interlock service appointments, DUI programs, and medical appointments during the license revocation period. Requires SR-22 filing and ignition interlock installation before issuance.
Non-Owner SR-22
Non-owner SR-22 policies provide liability coverage and SR-22 filing without requiring vehicle ownership. Necessary for post-DUI drivers who lost their vehicle to impound or sale and need to maintain B-card eligibility.
Ignition Interlock Insurance
All DUI convictions in Minnesota require ignition interlock device installation for the duration of the B-card period. The device adds installation, monthly lease, and calibration costs to the SR-22 premium increase.
Second-Offense DUI SR-22
Second-offense DUI in Minnesota triggers longer license revocation (minimum 1 year), extended SR-22 filing (3–5 years), mandatory IID, and Tier 3 non-standard insurance classification with premiums often exceeding $400/mo.
DUI Program Completion Insurance
Minnesota requires DUI offenders to complete a chemical dependency evaluation and any recommended treatment before B-card issuance. SR-22 filing must remain active during program completion to maintain eligibility.