Hardship License After DUI
Get a Quote

Idaho Hardship License After DUI

Idaho requires SR-22 filing for 3 years after a DUI conviction and 25/50/15 liability minimums. The state offers a Temporary Restricted License to DUI offenders after 30 days of absolute suspension, requiring ignition interlock installation for all first-offense DUI cases and extended periods for repeat offenders.

Compare Idaho Auto Insurance

Non-Standard Auto · SR-22 · Senior · Teen Drivers

Police officer holding breathalyzer test device near woman driver during roadside sobriety check
Quotes from state-licensed insurance professionals
Licensed Agents Only
Free to request, no commitment required
No Obligation
No cost to you
Free to Use
Your contact information is protected
TCPA-Compliant
Updated May 2026

Minimum Coverage Requirements in Idaho

Idaho operates under a traditional tort system and requires proof of financial responsibility after a DUI conviction through SR-22 filing. The Idaho Transportation Department oversees license reinstatement and Temporary Restricted License applications. All DUI offenders must complete a 30-day absolute suspension before applying for restricted driving privileges.

Idaho cityscape and street view
25/50 ($25,000 per person, $50,000 per accident)
Bodily Injury Liability
Covers injuries you cause to others in an accident. Idaho's $25,000 per-person minimum runs out after a single moderate injury — one emergency room visit with imaging typically costs $8,000 to $15,000. Post-DUI drivers face asset exposure if they cause an accident while carrying only state minimums.
$15,000 per accident
Property Damage Liability
Pays for damage you cause to other vehicles and property. The $15,000 Idaho minimum covers total loss of an economy vehicle but falls short on mid-range sedans and SUVs now averaging $28,000 to $35,000. Carriers writing SR-22 policies often require higher limits to reduce their exposure on high-risk drivers.
Continuous 3-year filing
SR-22 Certificate of Financial Responsibility
Idaho requires SR-22 filing for 36 months following DUI conviction, measured from the date your insurance carrier files the form with the Idaho Transportation Department. If your policy lapses for any reason, the carrier notifies ITD immediately and your license suspends again within 4 days. You must maintain continuous coverage for the entire filing period with no gaps.
Must be offered; rejection required in writing
Uninsured Motorist Coverage
Idaho law requires carriers to offer uninsured and underinsured motorist coverage at the same limits as your liability policy. You must reject it in writing at policy inception — verbal rejection does not count and the coverage adds automatically if you do not complete the rejection form. Post-DUI drivers hit by uninsured drivers face medical bills their own minimum liability policy does not cover.
State-Mandated Minimum Coverage · Idaho

Idaho Minimum Coverage

CoverageMinimum
Bodily Injury (per person)$25,000
Bodily Injury (per accident)$50,000
Property Damage$15,000

License Reinstatement Fee$25

Meeting the state minimum keeps you legal. See whether it's enough — get your Idaho quote.

Get your Idaho quote

How Much Does Car Insurance Cost in Idaho?

Idaho SR-22 insurance costs combine the standard premium increase after DUI conviction with the SR-22 filing fee and mandatory ignition interlock costs. Most post-DUI drivers in Idaho see premiums increase 80% to 140% over their pre-conviction rate, with total first-year costs between $3,200 and $6,800 including IID installation and monitoring.

What Affects Your Rate

  • SR-22 filing fee in Idaho ranges from $25 to $50 depending on carrier, paid at policy inception and annually at renewal for the 3-year filing period.
  • Ignition interlock installation costs $75 to $150 in Idaho, with monthly monitoring and calibration fees of $70 to $100 for the required IID period — 1 year minimum for first-offense DUI, extended for repeat or aggravated cases.
  • DUI conviction surcharge varies by carrier but typically adds $800 to $1,600 annually to your base premium for 5 years in Idaho, separate from the SR-22 filing requirement which ends after 3 years.
  • Blood alcohol content at time of arrest affects premium calculation — BAC over 0.15 typically triggers aggravated DUI classification in Idaho and higher risk pricing from carriers.
  • Boise metro drivers average 12% to 18% higher SR-22 premiums than rural Idaho counties due to traffic density, collision frequency, and carrier availability in urban markets.
  • Non-owner SR-22 policies for Idaho drivers without a vehicle cost $35 to $65 per month and satisfy the state's financial responsibility requirement during the restricted license period if you do not own a car.
Minimum Coverage
$140–$210/mo
Idaho's 25/50/15 minimum liability with SR-22 filing. Does not include collision or comprehensive. Leaves you exposed to asset claims and medical bills if you cause an accident involving newer vehicles or multiple injuries.
Standard Coverage
$190–$280/mo
Liability raised to 50/100/50 with uninsured motorist coverage. Adds collision and comprehensive with $1,000 deductible if you own your vehicle. Covers most single-vehicle accident scenarios and protects against uninsured drivers, who represent approximately 8% of Idaho motorists.
Full Coverage
$240–$350/mo
Liability raised to 100/300/100 with full collision, comprehensive, uninsured motorist, and medical payments coverage. Protects your assets if you cause a serious multi-vehicle accident and covers your own medical bills regardless of fault. Required by most Idaho lenders on financed vehicles.

Compare car insurance rates in your state

Get quotes from licensed carriers — no obligation, no spam, results in minutes.

Get Your Free Quote
✓ No Obligation Required✓ Licensed Carriers Only✓ Available Nationwide✓ Free to Compare

Coverage Types

SR-22 Insurance

Certificate filed by your carrier proving you maintain continuous liability coverage. Required for 3 years after DUI conviction in Idaho.

Non-Owner SR-22

Liability-only SR-22 policy for drivers who do not own a vehicle. Satisfies Idaho's financial responsibility requirement without insuring a specific car.

Ignition Interlock Insurance

Standard auto policy that covers a vehicle equipped with a court-ordered ignition interlock device. All Idaho DUI offenders must install IID to qualify for restricted driving.

High-Risk Auto Insurance

Coverage from carriers specializing in post-DUI drivers and other high-risk profiles. Often the only option immediately after conviction.

Uninsured Motorist Coverage

Pays your medical bills and vehicle damage if you are hit by a driver with no insurance. Idaho requires carriers to offer this coverage at policy inception.

Find Your City in Idaho

Boise, Idaho cityscape and street view

Boise

urban
Meridian, Idaho cityscape and street view

Meridian

suburban
Mountain landscape with snow-capped peaks, evergreen forest, and open meadow in foreground

Nampa

suburban
Rural farmland with white buildings and mountains in background during colorful sunset with pink and orange sky

Idaho Falls

urban
Canada goose swimming in calm water with rippled reflections

Caldwell

suburban
Aerial view of snowy downtown street with historic Hotel Yellowstone building and vintage Western architecture

Pocatello

urban
Mountain landscape with granite cliffs reflected in calm water during golden hour sunset

Coeur d'Alene

urban
Shoshone Falls waterfall cascading over rocky cliffs into turquoise water in desert canyon landscape

Twin Falls

urban

Frequently Asked Questions

Get Your Free Quote in Idaho