Vermont Hardship License After DUI
Vermont requires 25/50/10 liability coverage and is an at-fault state.
Get My Hardship-License SR-22 QuoteVermont at a Glance
25/50/10
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Required
PIP and Uninsured motorist coverage must be on every policy
$96
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Vermont
Vermont operates under a traditional tort system for auto insurance. The state requires proof of financial responsibility at registration and after any DUI conviction, SR-22 filing is mandatory for 5 years from the conviction date. Unlike many states, Vermont does not offer hardship licenses, occupational licenses, or restricted driving privileges for DUI offenders during the suspension period.
Bodily Injury Liability
Property Damage Liability
Uninsured Motorist Coverage
SR-22 Certificate of Financial Responsibility
What Drivers Pay in Vermont
$243–$259/mo
Typical monthly rate in Vermont, high-risk drivers after a DUI
Rate data: ValuePenguin and Insurify, 2026
What Affects Your Rate
- Credit-based insurance scoring is permitted in Vermont, and DUI offenders often see compounding rate increases from both conviction and credit impact.
Drive Legally on Your Restricted License
Get My Hardship-License SR-22 QuoteIf your license is suspended
Ignition Interlock Device Restricted Drivers License (RDL)
application fee $125.
A coverage lapse is reported
The state can act when your insurance lapses.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
Can I get a hardship license after a DUI in Vermont?
No. Vermont does not offer hardship licenses, occupational licenses, or any form of restricted driving privilege during a DUI suspension. You must serve the full suspension period — 90 days for a first offense, 18 months for a second offense, permanently for a fourth offense. There is no early reinstatement path, no work permit, and no exception for medical or family hardship.
How long is my license suspended for a DUI in Vermont?
Vermont suspends your license for 90 days on a first DUI conviction, 18 months for a second offense within 10 years, and life for a fourth offense. Second and subsequent offenses also require ignition interlock installation for 1 to 3 years after reinstatement. Refusal of a breath test adds a separate 6-month civil suspension on top of the criminal DUI suspension.
How long do I need SR-22 filing after a DUI in Vermont?
Vermont requires SR-22 filing for 5 years from the date of your DUI conviction, not from the date of reinstatement. If your insurance lapses or cancels at any point during this 5-year period, the Vermont DMV receives automatic electronic notice within 24 hours and re-suspends your license immediately with no warning or grace period.
Coverage Types
SR-22 Insurance
Continuous proof of financial responsibility filed electronically by your insurer to the Vermont DMV. Required for 5 years after any DUI conviction.
Non-Owner SR-22
Liability-only policy with SR-22 filing for drivers who do not own a vehicle. Covers you when driving a borrowed or rental vehicle.
Ignition Interlock Insurance
Coverage for vehicles equipped with a court-ordered ignition interlock device. Some insurers exclude IID-equipped vehicles or charge higher premiums.
High-Risk Auto Insurance
Non-standard policies designed for drivers with DUI convictions, suspensions, or multiple violations. Higher premiums but more flexible underwriting.
Uninsured Motorist Coverage
Pays your medical bills and lost wages if you are hit by a driver with no insurance or insufficient coverage.