Hardship License After DUI
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Alabama Hardship License After DUI

Alabama requires SR-22 filing for 3 years after a DUI conviction, with 25/50/25 minimum liability limits — $25,000 per person, $50,000 per accident for bodily injury, $25,000 for property damage. A Limited Driving Permit may be available after 90 days for first offenses, allowing travel to work, school, medical appointments, and court-ordered programs.

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Updated May 2026

Minimum Coverage Requirements in Alabama

Alabama operates as a tort state, meaning the at-fault driver's insurance pays for damages in an accident. After a DUI conviction, the Alabama Law Enforcement Agency requires continuous SR-22 filing for 3 years to reinstate your license. Any lapse in coverage triggers immediate suspension and restarts the 3-year clock.

How Much Does Car Insurance Cost in Alabama?

Alabama post-DUI insurance costs triple on average compared to standard rates. SR-22 filing alone adds $15 to $50 one-time, but the DUI conviction triggers high-risk classification for 3 years. Non-owner SR-22 policies cost less if you don't own a vehicle.

Minimum Coverage
State minimum 25/50/25 liability with SR-22 filing. First-offense DUI drivers with clean records before the conviction typically see rates at the lower end of this range.
Standard Coverage
50/100/50 liability limits with uninsured motorist coverage. Recommended for drivers who own vehicles valued above $10,000 or face significant lawsuit exposure.
Full Coverage
100/300/100 liability plus collision and comprehensive. Required by lenders if you finance a vehicle. Collision coverage for post-DUI drivers carries deductibles of $1,000 or higher.

What Affects Your Rate

  • First-offense DUI drivers under age 25 in Birmingham or Mobile pay $500 to $700/month due to combined age and violation surcharges.
  • Second-offense DUI within 5 years disqualifies you from most standard carriers — expect non-standard market rates 40% higher than first-offense premiums.
  • Installing an ignition interlock device adds $75 to $150 upfront and $60 to $90/month in monitoring fees, which insurance does not cover.
  • Non-owner SR-22 policies cost $50 to $90/month if you don't own a vehicle — half the cost of owner-operator policies.
  • Lapse in SR-22 coverage restarts the 3-year filing period from zero and requires full license reinstatement process including $200 reinstatement fee.

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Huntsville

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Birmingham

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Montgomery

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Mobile

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Tuscaloosa

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Auburn

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Decatur

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Sources

  • Alabama Law Enforcement Agency — Driver License Division SR-22 filing requirements
  • Alabama Department of Public Safety — Ignition Interlock Device Program regulations
  • Alabama Administrative Code — Limited Driving Permit eligibility rules
  • Alabama Code Title 32 — DUI suspension and reinstatement procedures

Frequently Asked Questions

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