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Alabama Hardship License After DUI

Alabama requires 25/50/25 liability coverage and is an at-fault state.

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Alabama at a Glance

25/50/25

Minimum liability limits, in thousands of dollars (per person / per accident / property)

At-fault

The at-fault driver's insurance pays for the damage they cause

Optional

PIP and uninsured motorist coverage are not required by law

$100

State license reinstatement fee

Source: state DMV, insurance department and statute records, verified July 2026

Minimum Coverage Requirements in Alabama

Alabama operates as a tort state, meaning the at-fault driver's insurance pays for damages in an accident. After a DUI conviction, the Alabama Law Enforcement Agency requires continuous SR-22 filing for 3 years to reinstate your license. Any lapse in coverage triggers immediate suspension and restarts the 3-year clock.

Bodily Injury Liability

Covers medical bills, lost wages, and legal fees when you injure someone in an accident you cause. Post-DUI carriers often require higher limits as a condition of issuing SR-22 policies.

Property Damage Liability

Pays for damage to another person's vehicle or property when you're at fault. Alabama does not permit property damage-only SR-22 filing — bodily injury and property damage must both appear on the certificate.

SR-22 Certificate Filing

An SR-22 is not insurance — it's a certificate your carrier files electronically with the Alabama Law Enforcement Agency proving you maintain liability coverage. If you cancel coverage or miss a payment, the carrier notifies the state within 24 hours and your license suspends immediately.

Uninsured Motorist Coverage

Alabama does not require uninsured motorist coverage, but carriers must offer it at policy inception. You must decline in writing — verbal rejection doesn't count.

Ignition Interlock Device Coverage

Alabama requires an ignition interlock device (IID) on your vehicle for the duration of your Limited Driving Permit, typically 90 days minimum. Some carriers exclude coverage for IID-related mechanical failures — verify your policy includes IID equipment coverage.

What Drivers Pay in Alabama

$199–$345/mo

Typical monthly rate in Alabama, high-risk drivers after a DUI

Rate data: ValuePenguin and Insurify, 2026

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Drive Legally on Your Restricted License

Get My Hardship-License SR-22 Quote

If your license is suspended

Hardship Driver License (Class D, limited privileges)

application fee $36.

A coverage lapse is reported

The state can act when your insurance lapses.

Source: state DMV, insurance department and statute records, verified July 2026

Frequently Asked Questions

How long do I have to carry SR-22 insurance after a DUI in Alabama?

Alabama requires continuous SR-22 filing for 3 years from the date your license is reinstated, not from the conviction date. If your insurance lapses for any reason during those 3 years, the Alabama Law Enforcement Agency suspends your license immediately and the 3-year clock resets to zero.

Can I get a hardship license immediately after a DUI in Alabama?

No. Alabama imposes a mandatory 90-day waiting period for first-offense DUI before you can petition for a Limited Driving Permit. Second-offense DUI carries a 1-year wait, and third-offense or felony DUI disqualifies you from hardship relief entirely.

Does Alabama accept FR-44 filing instead of SR-22?

No. Alabama requires SR-22 filing only — FR-44 is specific to Florida and Virginia. If you move to Alabama from Florida or Virginia with an active FR-44 requirement, you must obtain Alabama SR-22 filing and maintain both filings until the original state releases you.

Can I get a Limited Driving Permit for work only in Alabama?

Alabama's Limited Driving Permit allows travel to employment, school, medical appointments, court-ordered DUI programs, and ignition interlock monitoring appointments. The permit specifies approved routes and hours — deviation from approved purposes violates the permit and triggers immediate revocation.