Updated May 2026
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What Affects Rates in Ann Arbor
- State Street, South University Avenue, and Washtenaw Avenue see elevated patrols Thursday through Saturday nights. OWI arrests in the downtown grid between Stadium Boulevard and Huron Street trigger automatic tow to impound facilities in Ypsilanti, adding $400–$800 recovery costs before you can apply for non-owner SR-22.
- Washtenaw County Circuit Court processes restricted license petitions in 18–25 business days after the mandatory 45-day post-conviction wait. Court hearings typically occur Tuesday and Thursday mornings. Missing your scheduled hearing adds 30–60 days to the approval timeline.
- Ann Arbor has three certified ignition interlock providers within city limits. Installation appointments book 7–10 days out during peak filing months (January, May, September). Monthly calibration costs run $85–$110, and missed calibrations trigger immediate Secretary of State notification.
- Progressive, State Farm, and The General maintain dedicated high-risk underwriting offices serving Washtenaw County. Non-owner SR-22 policies for post-impound drivers cost $65–$95/month. Standard SR-22 with vehicle ownership averages $180–$320/month depending on BAC level and prior record.
Find out exactly how long SR-22 is required in your state
Coverage Recommendations
Cost estimates are based on available industry data and vary by driver profile. These are not insurance quotes.
SR-22 Insurance
Ann Arbor circuit court requires proof of SR-22 filing before issuing restricted license approval, typically 45 days post-conviction.
$180–$320/monthEstimated range only. Not a quote.
Non-Owner SR-22
Post-impound drivers recovering vehicles from Ypsilanti facilities often switch to non-owner SR-22 during the 45-day hardship wait period.
$65–$95/monthEstimated range only. Not a quote.
Ignition Interlock Insurance
Washtenaw County requires IID for all first-offense OWI restricted licenses; three certified installers operate in Ann Arbor city limits.
$85–$110/month device costEstimated range only. Not a quote.
Restricted License Coverage
Ann Arbor restricted licenses typically approve US-23 and M-14 corridor routes for commutes to Detroit or Lansing during weekday business hours.
Same as SR-22 rateEstimated range only. Not a quote.